Today's "Green" Home is Going to Be A Typical Home Tomorrow

By G. Kisselev

We all are living in a world which is turning green. Have you noticed that? It seems like every man, every woman and child, every organization and product, really want to become "green" and Eco-friendly. Lots of time and energy are powering the green changes which is a wonderful idea. We hope our children and grandchildren are going to appreciate it.

However, a ton of what's happening is often just "greenwashing", where any excuse to label something" green" brings you to the circumstances which are sitting on very thin ice. Really, besides its green color, how "green" may your car be? And what about Eco-friendly cleaners or genetically engineered food? These products are stretching out the definition of "GREEN" beyond any reasonable meaning.

The good thing is that during the construction and restoration of America's housing, we are able to combine designs, practices and materials, which help protect our environment. And, to assist this effort and hard work, those who are in the business of building and remodeling homes as well as those who are buying and owning homes are becoming more and more knowledgeable and more dedicated to this idea.

The good thing is that the most significant tips for effectively "greening" America's existing inventory of housing can be obtained from 203k loan and Energy Efficient Mortgage. The 203k Mortgage is truly a "Green Mortgage" because it comes with a simple, cost-effective solution and provides funds for "green" housing innovations.

Typically the 203k Mortgage permits home owners to amortize the cost of improvements offering long-term cost benefits within the lifetime of the home loan, benefiting them with a lower interest rate than short-term financing would ever offer. Implementing an Energy Efficient Mortgage, "green" improvements can easily be included to a 203k mortgage loan, enabling home owners to surpass the Federal housing administration loan limit total by the approved energy efficient costs. For many people this offers a chance to not just offset the cost of these improvements along with utility cost savings, but also lowers the overall cost of home ownership. Plus, along the way, we are helping to reduce America's energy dependence.

While an increased exposure to preserving our environment and saving of our natural resources continues, it would make sense for all of us to accomplish our best to help more American people not only make their home dream come true, but with the effectiveness of the 203k, even turn these dreams genuinely "Green."

Guennadi Kisselev
Lic. Real Estate Broker
Vice President Florida Green Homes Marketing, LLC
http://www.MyGreenHomeinFlorida.com

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